Love SMS - 3
Sweet as a rose & bright as a star, cute as a kitten thats what u are, bundles of joy, sunshine n fun, u are everything i luv all rolled into one.


Like a fallen star u fell into my life, u made me smile wen thingz werent rite. If hugz were water id send u the sea n sail away 4eva jus u n me.


1000 words 1 could say, 1000 wishes i could pray, 1000 miles legs could walk, 1000 sounds a mouth could talk, 1000 times ill b true, 1000 ways 2 say i luv u!


If you say my eyes are beautiful it's because they're looking at you, for my eyes are just the windows my feelings come through.


If I reach for ur hand, will u hold it? If I hold out my arms, will u hug me? If I go for ur lips, will u kiss me? If I capture ur heart, will U love me?

To share your tender heart
The warmness of your smile
The courage of your wisdom
For these I’d walk for miles!



Theres a smile on ur face tht lets me knw tht u need me, truth in ur eyes sayin u'll never leave me, da touch of ur hand says u'll catch me whenever i fall, u say it best..when u say nothing at all!

Your so beautiful, so easy to love,
A fallen angel from heaven above,
An ocean of perfection, a cage and a lure, A magnificent creature, untainted and pure.

Ive got ur bak & uve got mine. ill help u out netime. 2 see u hurt 2 see u cry. makes me weep & wanna die. ill b right here til d end. cos ur my luv & my bestfriend

Wantin u is easy missin u is hard. Wishin u was wiv me wrapped up in my arms. Constantly think of u wen we r apart. Ive got the padlock u hav the key to my heart.
We've known each other,
For a long long time,
But I never really noticed,
All the magic in your eyes,
I've been around you,
A thousand times before,
And you've always been a friend to me,
But now I'm wanting more

• I luv u not only for what u r, but for what I am when I'm with u. I luv u not only for what u have made of urself, but for what u r making of me. I luv u for the part of me that u bring out.

• Tonight I ask the stars above,
How I'll ever win your love,
What do I do,
What do I say,
To turn your angel eyes my way?

• I searched through books & leafed through cards; For words that wud convey, what I had in my heart, but when I sat down to write, all I can write was....I Luv U

• What the heart gives away is never gone, but kept in the hearts of others, from dusk to dawn. Love you from the core of my heart. Be my Valentine.

• U'll always be mine 4 now & 4ever. U'll always be mine 4 u r my treasure. U'll always be mine please tell me its true. Please be mine 4ever. I'll always luv u

• If Roses were Black and violets were brown, my love for you would never be found but roses r red and violets are blue, all I want to say is I LUV U!

• Luv is like a cloud... luv is like a dream... luv is 1 word and everything in between... luv is a fairytale come true... Coz I found luv when I found U

• I may b innocent to know what luv is, I may not show it to u. I may not luv u the way it should b, but I’m always willing to luv u the way I understand it.

• The way u look into my eyes, it scares me,
The way u say I Luv U, it scares me,
The way u know just what to say, it scares me,
The ways u scare me I luv it.

Love SMS - 2
• If u Love sumone then add some wings to ur Love. After having wings if it still decide to stay with u, then it's a True Luv

• A Friend's Luv says: If U ever need anything, I'll be there.
True Luv says: U'll never need anything, I'll be there

• If you want the rainbow, you gotta put up with the rain; in order to love you gotta risk the pain

• Life is a book we all read it. Luv is a blessing we all need it. Always be happy, always have a smile coz. Remember in this world we are just for a while!

• A lady is a woman who makes a man behave like a gentleman. Thanks for being such a lady to me

• Love many things, for therein lies the true strength, and whosoever loves much performs much, and can accomplish much, and what is done in love is done well. -Vincent van Gogh

• Love is missing someone whenever you're apart, but somehow feeling warm inside because you're close in heart. -Kay Knudsen

• Sometimes the world gives me so many reasons to hate it but whenever it happens I just stop & think of u n say: How can I hate this world when u r a part of it

• Love is not how long u've been together; not how much u've given or receive; Not how many times u've helped each other – It’s how u value each other

• Tears can sometimes be more special than smiles..... For smiles can be given to any one but tears are only shed for people we love.

Love SMS - 1
• Every failure is a lesson well-learned, Every Success is a battle well-fought, and True Luv is a jewel well-kept, in one's heart.

• No matter how ugly U think u r, but the who Luvs U believes that U R the most beautiful & irrestiable thing on the Earth & no one can change that

• May the spring of your love be tender and sweet, the summer be rich and fulfilling and deep, the autumn be warm and rewarding, complete, and always... let there be love. Amy Cassidy

• It's funny how big of an impact u hv on me. It's like when I see u, u don't even hv to speak all u can do is smile & it can make my day & that's how I remember my reasons 4 loving u

• God'll not give u a burden u can't handle. So, if u find urself in a mess that's impossible to resolve, take it as a compliment-God thinks u can do it! Gud Morning

• I hv tried to move on but with every guy I feel more & more like I'll never be able to replace u. And the sad thing is... I know I hv already been replaced

• A part of U has grown in me. And so u see, it's U & Me together forever & never apart, maybe in distance, but never in heart

• So, I will stand here forever,
If forever's what it takes,
because you are my forever,
and forever always waits.

• You r the one that I adore; You r everything I asked for & so much more. You r my angel oh so fine, I've found a luv to last a lifetime.

• If u r in luv, accept it, respect it & njoy it. But if u r not, then don't worry coz sumone, sumwhere must b wrapping up so much luv for u

arun 40

Properties for Sale in Bulgaria: A Look at Rural Real Estate

A great deal of attention has been paid to properties for sale in Bulgaria in the major urban areas in that country. In addition, the growth of property investment in Bulgaria in resort communities -- particularly in the mountainous regions of the country and around the Black Sea -- has been phenomenal in the past few years. However, when it comes to property investment in Bulgaria in some of the more rural areas of the country, people have been a bit slower on the uptake, perhaps a bit reluctant to put money into buying real estate in rural areas.


In point of fact, if you are interested in properties for sale in Bulgaria, you would be well served in taking a close look at the rural parts of the country.
(Indeed, Bulgaria -- with a population of just at 8 million souls -- remains a largely rural country.)


Perhaps the primary reason that you will want to consider property investment in Bulgaria in the rural part of the country rests in the reality that tourism is expected to increase markedly when Bulgaria becomes a part of the European Union in 2007.


For generations, Bulgaria has been a popular holiday destination for men and women who are residents of some of the other Eastern European countries. These holiday travelers flocked to the Black Sea resorts by the thousands annually. (As mentioned, properties for sale in Bulgaria in the resort communities have
been very buoyant recently.)


With the opening of the borders that will accompany admission into the European
Union, Bulgaria will experience an even more significant influx of holiday travelers in the future. A good number of these people will be interested in touring Bulgaria, including visiting some of the interesting and historic
destinations in the more rural parts of the country. Thus, a person with the foresight of taking advantage of property investment in Bulgaria will be in a position to profit from the increase in tourism that is anticipated in all sectors of the country.

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arun 39

The Advantages of Full Color Brochure Printing -

A brochure can be a great promotional tool, whether it is for is a real estate listing, a trade show handout, a data sheet, or another application. The most professional and eye-catching brochures are usually those that are full color.

Full color brochure printing usually means standard four-color printing, and is now offered at almost every brochure printing company. Four-color printing is also referred to as standard color printing and employs cyan (blue), magenta, yellow, and black inks, often abbreviated to “CMYK.” Most computer software programs will convert any text or image to CMYK, and this is usually a requirement of printers.

Brochure printing companies will usually provide a clear explanation of the four-color process. Most high quality, full color commercial printing is done on offset presses using this four-color build process. These four colors are used to create or build the many color shades seen in a brilliant, full color printed brochure.

Color can be tricky, because what you see on your computer screen is called RGB color; it is a different color model than the four-color process. Frequently there is a wide variation in monitor technologies and calibration, and colors will be similar, but not exactly the same. Make sure you communicate to your printing service what color you need to see in the final product. If you print a sample color brochure on your inkjet or laser printer, there may be some variation from the color produced from your printer to the offset lithographic presses.

One of the many advantages of the four-color process is that computer-controlled inking and chemical mixing systems provide color consistency. Automatic color and register control maintains consistent quality, making four-color process the most popular printing choice.

When an exact color match is essential, a spot color of specially mixed ink is used in printing. These specially mixed inks are called pantone colors. You can find color books showing thousands of pantone colors and get an exact match. Spot colors are used most frequently for one- and two-color jobs and when an exact color needs to be produced every time. Full color brochure printing is easy and affordable; so let your imagination soar.

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arun 38

The Exercise Infomercial Phenomenon -

It all started with Jane Fonda. She started an industry with a simple video tape that included a 30 minute beginners program followed by a 60 minute full workout. For Jane it formed the nucleus of an empire that included books, audio recordings and fitness salons that are still in existence today. More importantly, capitalizing on Jane’s success, her workout tapes were followed quickly by everybody with a cut chiseled physique or a machine to help you work off those extra pounds and bring out those abs which quite unbelievably is bigger today than it was yesterday but not as big as it will be tomorrow.

Like they say in the record biz, the hits just keep on coming. Everybody has jumped into the market through the years: Chuck Norris, Lou Ferrigno aka The Hulk from the TV show, even Governor Arnold tried his hand at it. Models, celebrities and just plain folks with a machine have created exercise infomercials and you can count on one thing – more are coming soon to a TV channel in your house.

There’s Pilates, aerobics, toning, step dynamics, yoga, stretch, even specialty exercise tapes for pregnant women, women who have just given birth, women who are thinking about getting pregnant, kids, seniors – and that’s only a small fraction of what is available. Right now there are over 700 titles currently available and at one time or another all of them were presented to the public as an infomercial.

Some exercise infomercials utilized a new form of advertising called the hybrid infomercial. In the hybrid infomercial the product is available immediately as a direct response item and at the same time the item is available in retail stores. Here the infomercial is serving a dual purpose – to make a profit for the manufacturer immediately with credit card phone orders and by creating a brand name identity for the product available in the retail marketplace. With so much product available in today’s infomercial exercise tape market, it’s difficult for any one tape or exercise machine to make a profit for its manufacturer. By utilizing the incredible power of infomercials to reach a wide public base and selling them as a direct response item and a retail item simultaneously, manufacturers have learned how to profit from infomercials even though the market may be oversaturated.

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arun 36

The Rise of Real Estate Infomercials -

From the very beginning of the industry, real estate infomercials have been very successful. There’s something about the idea of making money in real estate that appeals to a lot of people.

In fact, most of the real estate infomercials that have appeared through the years have been scams for several reasons. First the information that they purported to have, the secrets that only they knew but would sell to you for some small or not so small sum of money, were fairly common knowledge easily gleaned at a local library or available for free from the government. Second, the “testimonials” from other, satisfied clients of the “plan” turned out to have been paid actors reading from a script and playing a role designed by the infomercial producers. And finally, some of them are using every advertising trick in the book to cover up the fact that they are outright lying.

The most famous example of real estate infomercials that turned out to be total frauds was a very successful program, that, to this day, many viewers remember seeing. It stars a small, Vietnamese immigrant named Tom Vu who pitches his real estate magical formula from his mansion, his yacht or one of his many expensive cars while surrounded constantly with bikini clad swimsuit models. What was Tom Vu selling? A seminar where he would reveal how he, a dirt poor immigrant, made a fortune in real estate and how you could copy his formula and get wealthy yourself by buying the information. What was he really selling?

Tom Vu sold the bodies of those gorgeous swimsuit models. Most people sat transfixed, watching this opulent display of wealth and flesh, hearing very little of what was actually being said and instantly got hooked. Before they knew it they were calling and signing up for old Tom’s seminar not because they were so taken with him and what he was saying, but because somehow he made them believe that they could be surrounded with beautiful women, just like Tom. If that little, funny looking guy could do it, then so can I! Somehow, this worked. Tom has had some legal problems over this venture and the only secret he had to sell was the secret of making infomercials that mesmerized an audience into calling and spending some money without ever really knowing why. This was early on in the growth of the industry when there was little accountability, but even so, Tom Vu was the model for almost all of the real estate infomercials that followed through the years.

Nowadays, real estate infomercials have learned how to use some of the fantastically successful Tom Vu techniques and avoid the legal problems. They do deliver a product - a book, a guide, a history of profitable real estate transactions that could be followed and could be profitable. You’ve all seen the young, good looking guy talking about the fortune he has made buying houses for no money down, fixing them up and then selling them for a profit. Have you noticed he’s sitting poolside in Hawaii talking with one of his clients, a beautiful woman in a skimpy bathing suit? Tom Vu technique. Or the guy telling you how he’s bought nothing but foreclosures and turned them over quickly for a healthy profit? He’ll sell you a detailed guide of how he does what he does and a list of where to find foreclosures that you can get for free from the government just by making a few toll free phone calls. Is it worth it? You decide.

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arun 34

What Goes Around Comes Around

I’ve spent a lifetime committed to helping others. It’s what gives me the greatest joy, fulfillment and satisfaction in life. I’m also a true believer in the old adage - “What goes around comes around.”

This is reinforced on many occasions when I encounter an old co-worker, friend or acquaintance who reminds me of how I inspired them, gave them guidance or helped them through a difficult time. These kinds of experiences always motivate me to keep putting good things out into the world.

We never know in advance what good may come from the gestures we put out there. Maybe it will inspire, encourage, educate, motivate or actually change someone’s life. In any event, people will always come away knowing that they matter to you.

In business, as in life, it all comes down to people. People are your customers, co-workers, employees, leaders, managers, investors and vendors. Success in your business depends on the people you encounter. How you treat those people will have a significant impact on your bottom line.

Here are some ways to help people in your business and show them that they matter:

1. Deliver incredible customer service.
2. Give a single parent the afternoon off.
3. Pay someone more than you need to.
4. Send a hand-written note to an employee acknowledging a job well done.
5. Loan a subordinate a book that you’ve found to be helpful.
6. Tell someone struggling “I want to help you succeed,” and mean it.
7. Stop by and talk, without an agenda.
8. Share a resource that you’ve found useful.
9. Create a safe space for openness and honesty.
10. Let people tell you how they feel, and listen without interrupting.

I encourage you to think about the people that you impact, the lives that you touch and the positive changes that you can make. These are the true signs of leadership and in my opinion are more important than the money that you make, the position that you hold or the size of your office.

You can do good while you’re doing well. It may require you to think of new ways to do it, but when you focus on helping others, you’ll succeed in ways beyond measure.

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arun 33

Where to Find Cheap Brochure Printing -

Whether it is for is a real estate listing, a trade show handout, a data sheet, or another application, brochures can be a great promotional tool. They can be very expensive or surprisingly affordable, depending on your needs and where you look. Two of the easiest ways to find good prices is to search online or to call printing companies for quotes. There are so many competing printing companies – both offset and digital – that the job of finding a cheap brochure printing company couldn’t be simpler.

Digital printers tend to be less expensive than offset printers, but some argue that their quality is not as high. It is best to investigate what each kind of printer offers and see a sample before making a judgment.

If you have limited internal marketing services, you can still easily make a brochure that will be of high quality, appealing and cheap. The key elements are creating and implementing a clear design plan and doing all of your electronic file work in-house. This will avoid enlisting the extra services printers offer, and help keep the cost low.

Companies will often prominently list their no-frills prices to attract customers looking for bargains. The prices will usually include a few standard paper choices, full color and a standard fold, and shipping (sometimes this is free). If you are sure of what you want and you don’t need any consultation or custom work, your cost will remain very reasonable.

Another option is to build your own brochure online. There are many companies that now offer do-it-yourself graphic design options. This is a fast and easy process that is a very inexpensive route.

Be on the look out for free options and special deals such as seasonal discounts or discounts on discontinued papers. Additionally, make sure when you are pricing your brochure printing job that it includes full color; it is a buyers market and there is no reason to compromise on color. One of the most affordable options is single color or color brochure; this uses only one color and is not appropriate for every brochure.

With the advent of new technologies, digital printing and desktop publishing prices could not be lower. It’s a great time to use a brochure to get your message out there.

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arun 32

Buy a Flower Shop: Serious Considerations

You've always liked flowers and you think the idea of turning emotions into floral expressions sounds like tremendous fun. You are between careers and have been investigating business opportunities in your community. Yesterday, while perusing the real estate magazine in your county, you notice that the family owned, downtown flower shop is for sale. The ad says it's a turnkey operation. This is your lucky day. Or is it?

Let's look before we leap, OK? Here are some factors to consider:

What is the current state of health of this business?

You should be able to see the financial records and consult professional help if needed.

What is the reputation of this business in the community?

If there are negative feelings about the business in the community, you need to consider a name change and making a big show of the change in management. Factor in the cost of a face-lift on the façade of the physical facility.

What assets are included in the selling price?

If you are buying the building, equipment, coolers and inventory, you need to carefully assess the age, condition and viability of these items. For example, there may be $10,000 worth of inventory in the store, and the seller may be able to document the value by showing invoices. However, if the inventory is shop worn, out of date or not in keeping with your business plan, the value of that inventory to you may be quite a bit lower than that $10,000.

Are you also buying the Accounts Receivables as an asset? If so, you should do some serious research into the exact state of these accounts. Many traditional florists have struggled with house accounts. They have extended credit as a matter of tradition, rather than good business sense and have found themselves in extreme cash flow trouble.

What liabilities are you buying?

You'll need to be very clear about any debt or bills you will be taking over. Be sure that you hire professional help to outline any such debt in your sales agreement. Because of seasonality of the flower business and the existence of house accounts, many retail florists have difficulty with cash flow; you should avoid any situation where you will be paying bills run up by the previous owner.

Also, you should take time to consult with the Wholesalers that you will be buying from. Discuss your payment terms and lay the groundwork for a healthy business relationship with a reputable Wholesaler or two.

What about the business name?

If the name of the business is valuable in your market, you probably won't want to change the name of the business. In any case, consider a clause in the bill of sale limiting the use of the name by the previous owner in the future. This can be very sticky in the case of an owner's own name, for example "Smith Florist".

Will you need to hire all new staff?

Sometimes a previous owner chooses to stay on and work for the new owner. This can pose tremendous difficulties for all involved, so tread lightly on this territory. It's an extreme analogy, but think about the difficulties in open adoptions between birth and adoptive parents. Everyone has their own style and it can be difficult to accept change or let go of something you have worked very hard to build.

That being said, many valued staff members at successful florists have weathered the change in ownership of their place of employment. Do make every effort to retain good people. Just be sure to be clear about your expectations so that the separation can be as painless as possible should that become necessary.

What is the correct timing?

Take the holidays into account when you plan your purchase of a flower shop. Valentine's day is the single largest day, but Christmas is more of a marathon. Mother's Day, weddings, proms, graduations and anniversaries team up to make the spring months a nice busy time. Depending upon your market, the summer can be a difficult time to make ends meet.

Ideally, you'd take over a shop with enough time to get your feet wet before a holiday, but not with so much down time that your funds dry up before you can get going.

What other opportunities exist, and at what cost?

Here's the acid test. Take the time to sort out the options. Let's work on the assumption that you WILL own a flower shop in the next year. Take a big sheet of paper and draw a line down the center. At the top of the left column, write "Buy and Existing Flower Shop". In the Right column, write "Open a New Flower Shop". Now draw a line through the middle of the paper, so you have a top and bottom. The top is for pros and the bottom is for cons. Fill in the grid with as many items as you can figure. Ask your trusted business friends and floral professionals for help. You'll be considering such items as the finances and the marketing plan of your business. When you have completed this exercise, you should have two things. One is a good tool to help you make a decision. The second is the beginnings of a business plan.

Whatever your decision, a business plan is essential. It is your roadmap for success and will be necessary for a business loan. It is worth the extra time at the onset of this journey to compare the options and make the best decision you can.

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arun 31

Canadian Debt Consolidation

Life throws people a number of challenges often on a daily basis and unfortunately, some of those are financial challenges. The loss of a job, an illness and many other situations can make paying off loans difficult to do. Sometimes people simply overextend themselves with their financial commitments and find that they can’t always make even the minimum payment on all of their loans. People from all over the world are finding that they are running into similar financial situations including Canada. Canadians as other nationals have the option of trying to qualify for Canadian debt consolidation.

A Canadian debt consolidation loan is when a bank or other lending establishment loans an individual enough money to pay off his or her loans in order to repay back the entire amount in a single payment often at a competitive interest rate. The creditor gives the companies that are owed money, in effect taking over the loan in order to help lower monthly payments and possibly improve the credit score of a person. Not every Canadian debt consolidation loan is offered at the same interest rate, so it is a good idea to look around for the best deal.

Another type of Canadian debt consolidation is where an individual contacts a debt consolidation specialist who in turn contacts the individual’s creditors in order to make arrangements for lower payments or interest in order to satisfy the debt faster for less money. The purpose of this type of Canadian debt consolidation is to help individuals who can still make lower payments on their debts and to avoid having to file for bankruptcy. As with the Canadian debt consolidation loan, the outcome of using a debt consolidation service is to be able to make a lower monthly payment in order to satisfy debt but a good debt consolidation service allows a person to do so without taking on another debt.

A Canadian debt consolidation service works because instead of losing all of their money to bankruptcy or simply never being repaid at all, most lenders want to be able to get a good portion of their money back through a debtors payments. A Canadian debt consolidation service is trained to deal with lenders and lenders are comfortable dealing with a debt consolidation service. If an individual were to attempt to make the same type of arrangements a Canadian debt consolidation does on his or her own it isn’t likely that he or she will meet with much success.

When approaching any type of Canadian debt consolidation service, make sure that the terms of either the consolidation loan or consolidation agreement are acceptable and possible. It doesn’t make sense to get into another loan situation if it isn’t possible to make payments. If a Canadian debt consolidation service arranges to make lower payments on existing debts, make sure that those payments can be made.

Successfully using a Canadian debt consolidation service can make dealing with financial issues much easier on most individuals and can also help him or her to avoid filing for bankruptcy. The benefits of using a Canadian debt consolidation service are immeasurable and can even mean an bringing past due accounts to a current status and improving a credit score over time. If financial obligations are beginning to feel overwhelming or if bankruptcy is being considered, it would be a good idea to look into Canadian debt consolidation and see if it would feasible.

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